Social Security rules can be confusing, and the stakes feel high. Our mission is simple: give you clear, honest information about your benefits, in language you can actually use, at a pace that respects your time.
We are an independent consulting service. We are not affiliated with or endorsed by the Social Security Administration or any government agency — our only job is to help you understand your options.
Most of the people we work with are approaching retirement or already receiving benefits and have questions no one has clearly answered. We also help adult children supporting an aging parent, and anyone facing a disability claim, an overpayment notice, or a confusing letter from the SSA.
To help us prepare for your situation and provide more personalized guidance, please complete the questionnaire before contacting us whenever possible.
We review your questionnaire and let you know what documents or details would be helpful before your consultation.
We discuss the choices available to you in plain language, along with the trade-offs of each, so you can decide with confidence.
When requested, we help you organize and prepare what is needed to move forward with the Social Security Administration.
Personalized filing-age comparisons and planning guidance. $275 individual / $400 couple.
Ready to file or have questions? One-hour pre-filing consultation: $100. Consultation and filing assistance: up to $250.
Start with the Planning Review so we can understand your situation and prepare for your next step.
Stopped working within the last two years because of a medical condition? Visit Disability to learn where to begin.
Questions about SSA notices, overpayments, suspended or terminated benefits, or another post-entitlement issue? Learn more.
Independent consulting service. Not affiliated with or endorsed by the Social Security Administration or any government agency.
Complete the planning questionnaire before contacting us whenever possible, so we can prepare for your situation and offer more personalized guidance.